i am bearish on any savings/yield products locked into a single chain.
1. yields are meant to be cross-chain - capital flows where its treated best.
2. cross-chain diversification endures volatility better - would you rather take a 5% haircut, or risk losing everything because you bet on just one chain?
i don't define the rules.
if you’re simply building a front-end for aave or morpho, don’t call yourself a smart savings account.
call it what it is: an aave frontend.
there’s a difference between routing deposits and yield personalization.
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