The future of payments is not just real-time, it’s credit-enabled. @humafinance and Arf are joining the Circle Payments Network (CPN) as service providers to deliver embedded credit for eligible participants. Here’s how they’re changing the game: 🔹 CPN enables real-time settlement with stablecoins like USDC & EURC, across institutions worldwide. 🔹 With Huma + Arf onboard, participants can access on-demand USDC credit instead of traditional prefunding. 🔹 This means less capital locked up, faster settlement, lower costs, built for the digital economy. 🔹 Huma’s PayFi network is powering the infrastructure; Arf brings receivables-backed liquidity & global settlement services. 🔹 This move marks the next evolution: combining settlement, liquidity AND credit in one network. Programmable money meets instant credit. The rails are evolving and Huma + Arf on CPN are leading it.